Financing Spotlight
METAL BUILDING
LOANS MADE SIMPLE
Financing through our partner HFS Financial — a soft credit check to prequalify that won't affect your score, with rates and terms built for metal buildings. Sean walks you through every step and handles the application with you.
No Home Equity Needed – 60-Second Rate Check – Terms Up to 30 Years
Ready to get started?
901-412-1270The HFS Process
FAST AND EASY
NO HOME EQUITY
Sean walks you through the HFS application in about 60 seconds — a soft credit pull that won't affect your score. No equity required. No bank branch visits.
Pick Your Building
Choose from carports, garages, barns, shops, RV covers, or barndominium shells. Get your free quote so you know exactly what to finance.
Check Your Rate
Sean handles the HFS application with you in about 60 seconds — a soft credit check prequalifies you without touching your credit score.
Review Your Options
See your rate and monthly payment options instantly — loan amounts up to $450,000 with terms up to 30 years.
Accept Your Loan
Sean helps you compare the terms and choose the one that fits your budget. A hard credit inquiry only happens at this step, if you move forward.
Funds Sent to You
Loan funds go directly to you — not the contractor. You stay in full control of your project budget and schedule.
Build Your Project
Sean schedules your slab, delivery, and install. Make payments on your terms — no prepayment penalties if you pay off early.
Why HFS Financial?
FINANCE SMART
BUILD SOONER
Don't drain your savings or wait years to pay cash. HFS Financial gets your building funded now — on terms that fit your budget.
No Home Equity Required
HFS Financial offers personal loans, so you don't need equity in your home to qualify. Carports and sheds qualify just like large barndominium projects.
Soft Credit Check to Prequalify
Checking your rate won't affect your credit score. You see your options instantly, and a hard inquiry only happens if you accept a loan.
Same-Day Decisions
No waiting weeks on a bank committee. HFS gives you same-day qualification decisions so you can keep your project moving.
Funds Sent Directly to You
You get the money, not the contractor. Full control over concrete, site prep, and add-ons — pay as the work happens.
No Prepayment Penalties
Come into some money? Pay the loan off early without penalty. Borrow for the term you need, not a day longer.
Built for Home Improvement
HFS Financial is one of the nation's top home improvement lenders, specializing in loans for metal buildings — 4.7 stars and 3,500+ reviews on Trustpilot.
What You Can Finance
EVERY BUILDING
EVERY SIZE
HFS Financial loans cover the full Rescue Metal Designs lineup — from a weekend carport to a full barndominium shell.
Carports
Most PopularOpen or enclosed carports starting small. Finance the whole project or add a carport to a larger loan.
Garages
Enclosed & SecureFully enclosed single, double, or triple garages with doors, windows, and insulation options.
Barns
Farm ReadyHorse barns, hay storage, and agricultural buildings — financed without touching your home equity.
RV & Boat Covers
Big ToysTall-clearance covers that protect your RV, camper, or boat year-round without a large upfront cost.
Shops & Workshops
Work SpaceRoll-up doors, insulation packages, and clear-span workspace for your business or hobby.
Barndominium Shells
Up to $450KThe big projects HFS is built for — loan amounts up to $450,000 with terms up to 30 years.
Concrete Slabs
Site Prep IncludedRoll your site prep and slab into the same loan — one payment, one project, one crew.
The HFS Advantage
FUNDS GO
DIRECTLY TO YOU
Unlike contractor financing, HFS sends the loan money to you — so you control the budget, the schedule, and every add-on along the way.
- Loan amounts up to $450,000
- Rates from 7.8% fixed
- Terms up to 30 years
- No prepayment penalties
- Funds sent directly to you
- Soft credit check to prequalify
READY TO GET STARTED?
Call Sean first — he'll walk you through the HFS options, help you pick the right loan for your project, and handle the application with you. No pressure, no jargon, just straight answers.
sean.duncan@rescuemetaldesigns.comRescue Metal Designs is not a lender. HFS Financial is an independent third-party lender. Rates and terms are subject to credit approval.